If a Tennessee resident receives a notice of foreclosure in the mail, it can immediately cause stress and worry. No one wants to lose his or her home; yet, many people encounter severe financial challenges that cause them to fall behind in mortgage payments. Filing...
Chapter 13 Bankruptcy
Are you struggling with financial stress?
Feelings of stress can leave anyone feeling tired and rundown. It is not unusual for stressful situations to have physical effects on a person’s health. If you are struggling with money problems and the stress from those issues is weighing you down, you may now be...
Why choose Chapter 13 bankruptcy over other options?
Most people in Tennessee and throughout the country have encountered financial challenges at some point in life. Sometimes, finances get out of hand and extra measures may be needed to get things back on track and restore financial stability. In certain circumstances,...
Chapter 13 bankruptcy helps avoid asset liquidation
Many Tennessee residents are currently struggling financially to stay afloat. Like many other people throughout the country, some of those facing financial crisis in this state are business owners. Others are navigating divorce and learning that the financial...
7 ways debt collectors may harass consumers
Consumers with credit card debt are often already filled with frustration and anxiety over their situations. While a friendly reminder from a creditor may help a consumer stay on top of his or her debts, harassing calls from debt collectors may serve only to...
Chapter 13 is called the wage earner’s bankruptcy
Facing a financial crisis is a stressful experience. Many people in Tennessee and throughout the country are on the verge of losing their homes or are struggling to keep a business afloat or resolve other serious financial problems. In many cases, the most viable...
People that used bankruptcy as a valuable tool
Many Tennessee residents are struggling to stay financially afloat either in business or just making ends meet at home. Some of them could benefit by seeking bankruptcy protection, which is a valuable financial tool. Filing for bankruptcy has helped countless...
Chapter 13 bankruptcy might be good for you or your business
Going into bankruptcy can be frustrating, but it's also a way to get through difficult financial times and find better financial footing. Wanting to get through bankruptcy and to get into a better financial position is great. It means you're taking responsibility for...
What happens to a car lease during a Chapter 13 bankruptcy?
If you have a car that you're leasing and are planning to go through a Chapter 13 bankruptcy, you may be wondering what will happen to the least. Generally, there will be two options open to you. The first would be to return the vehicle. The second would be to...
If you want to save your home, try Chapter 13 bankruptcy
Many times, people begin to look into bankruptcy only when they realize that they could lose their homes. When it's only creditors calling about medical bills or credit card debts, it may not seem like there is much to lose. However, when it's your home on the line,...
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our office location:
Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-244-0009
Fax: 423-478-1175