Feelings of stress can leave anyone feeling tired and rundown. It is not unusual for stressful situations to have physical effects on a person’s health. If you are struggling with money problems and the stress from those issues is weighing you down, you may now be...
Month: March 2021
Why choose Chapter 13 bankruptcy over other options?
Most people in Tennessee and throughout the country have encountered financial challenges at some point in life. Sometimes, finances get out of hand and extra measures may be needed to get things back on track and restore financial stability. In certain circumstances,...
Chapter 13 bankruptcy helps avoid asset liquidation
Many Tennessee residents are currently struggling financially to stay afloat. Like many other people throughout the country, some of those facing financial crisis in this state are business owners. Others are navigating divorce and learning that the financial...
Credit card debt in these difficult times
Most people in Tennessee and elsewhere probably cannot even imagine $14 trillion, the total amount of debt Americans owe. However, for some who have lost their jobs or suffered other setbacks in recent months, their credit card debt may as well be trillions of...
7 ways debt collectors may harass consumers
Consumers with credit card debt are often already filled with frustration and anxiety over their situations. While a friendly reminder from a creditor may help a consumer stay on top of his or her debts, harassing calls from debt collectors may serve only to...
Will Chapter 7 take all my possessions?
In Tennessee and all over the country, individuals and families are struggling to get back on their feet following the unprecedented world events that cost many jobs and closed many businesses. Additionally, some may be dealing with related medical bills or other...
Did your divorce prompt a need for bankruptcy?
If you’re one of many Tennessee residents who has recently navigated divorce, you are no doubt doing your best to adapt to a new lifestyle, especially if you have children. The financial implications of divorce can be complex and may even cause a severe financial...
Lack of financial literacy and bankruptcy
If Tennessee residents were to take a quiz about financial literacy, some would score high while others might be at the lower end of the spectrum. In this state and others, there are many people who do not even understand what is meant by the term “financial...
Bankruptcy often stems from these 5 issues
If a Tennessee worker, homeowner or business owner encounters financial challenges, it may take weeks or even months to resolve the issues that are causing the problem. The good news is that most financial crises are temporary. Some are undoubtedly worse than others,...
Mortgage modification and bankruptcy
It is not out of the ordinary for a Tennessee homeowner to get behind in monthly payments if he or she is experiencing financial difficulties. Sometimes, there may be options available to help resolve the problem, but the homeowner may not know where to turn to for...
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our office location:
Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-244-0009
Fax: 423-478-1175