A previous post on this blog talked about when a Bradley County, Tennessee, family might consider signing a reaffirmation agreement, which, as that post discussed, means that the reaffirmed debt is not affected by the bankruptcy. Some people may balk at signing...
Month: December 2017
Should you sign a reaffirmation agreement?
When a Bradley County, Tennessee resident has to file bankruptcy, they often have several debts secured by collateral, or property the debtor owns but promises the bank or financing company can have if the debtor does not make good on his or her loans.As previous...
Review of alternatives to the bankruptcy process
At our law office, we believe that our clients deserve the opportunity to explore all options for resolving their debt should they run into financial trouble. While we do not hesitate to recommend bankruptcy to a southeastern Tennessee resident when that really is...
How one can wipe out car, other debt in bankruptcy
As this blog has discussed previously, residents of Bradley County and other parts of southeastern Tennessee can avail themselves of the country's bankruptcy system should they find themselves in trouble financially.Whether it is a Chapter 7 or Chapter 13 bankruptcy,...
How Chapter 13 bankruptcy helps stop foreclosure
As this blog has mentioned previously, when family in southeastern Tennessee files for bankruptcy protection, they get the benefit of having immediate relief from all debt collection efforts, which includes foreclosures.However, at least in a Chapter 7 bankruptcy, the...
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Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-244-0009
Fax: 423-478-1175