One of the most important questions that must be answered when a resident consults an attorney about filing a bankruptcy petition is what exemptions should be used. Both state law and federal law permit debtors to declare certain assets exempt from creditors' claims...
Month: January 2018
Exemption planning as part of the bankruptcy process
One of the most basic services our law office offers Bradley County, Tennessee, residents is helping a debtor fill our his or her bankruptcy forms correctly. Indeed, bankruptcy clients have the right to expect that their attorneys will make sure that their official...
How does the CARD Act protect Tennessee families?
It is bad enough to deal with credit card debt, particularly when someone, at the same time, also has other issues, like unemployment or mounting medical bills from a recent and unexpected procedure. It is even worse when credit card companies take advantage of their...
Survey: Americans amass over $1,000 in holiday debt
According to a recent survey, Americans on average picked up $1,054 in debts related to their holiday spending this season. Of this debt, over two-thirds of the people survey said they used a credit card to finance it.Additionally, more than 15 percent of those...
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our office location:
Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-244-0009
Fax: 423-478-1175