When financial crisis hits, there are often several options available to help an individual or business get things back on track. Chapter 7 bankruptcy, for instance, is a valuable financial tool for those in Tennessee or beyond who meet eligibility requirements. A...
Chapter 7 Bankruptcy
Will Chapter 7 take all my possessions?
In Tennessee and all over the country, individuals and families are struggling to get back on their feet following the unprecedented world events that cost many jobs and closed many businesses. Additionally, some may be dealing with related medical bills or other...
Mortgage modification and bankruptcy
It is not out of the ordinary for a Tennessee homeowner to get behind in monthly payments if he or she is experiencing financial difficulties. Sometimes, there may be options available to help resolve the problem, but the homeowner may not know where to turn to for...
How can a Tennessee homeowner avoid foreclosure?
Buying a home can be an exciting but stressful experience. As years pass, changes in one’s financial status may create challenges that make it difficult to keep up with mortgage payments. If a Tennessee homeowner falls behind and misses several payments in a row, he...
Can an employer refuse to hire you over a bankruptcy?
People do worry that a bankruptcy won't look good to others. In some ways, that may be true, but on the whole, it's understood that bankruptcy is a legal protection offered only when people truly need it.When you're looking for a job during your bankruptcy or after...
Even with a poor economy, bankruptcies are down in October
Bankruptcy has long affected Americans, but there is some good news in 2020. According to a new report from Oct. 5, fewer Americans have filed for bankruptcy in 2020 than in 2019 despite the fact that there are 10.7 million fewer jobs in the country and that over a...
Struggling with your debt? These 3 options could help you
If you're stressed out because of your finances, you're not alone. It's hard to know how you're going to move forward when you are working fewer hours than you planned or get laid off for months on end.The good news is that there are many different options for getting...
If you pay on your medical bills, will they go to collections?
If you are behind on medical bills, you may think that you'll never get out from under this debt. Medical bills can add up quickly and be hundreds or thousands of dollars. Even a single day in the hospital could end up costing you thousands before you meet your...
Get back into control with a Chapter 7 bankruptcy
You've been working hard, but no matter what you do, it seems like you're never able to catch up on your bills. You're behind on rent, the electric bill, your car insurance and other bills that you have to pay to keep all the things you need.You have a strict budget,...
A Chapter 7 bankruptcy can give you a fresh start
Whether it is because the economy is depressed or because you've lost your job, dealing with financial insecurity is frustrating and can have a serious effect on your life. You may have creditors and collections agencies calling at all hours. You may be worried about...
Begin a free consultation:
our office location:
Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-244-0009
Fax: 423-478-1175