Though paying bills is often one of the significant downsides to adulthood, most Tennessee residents pay their bills as necessary. Even if they cannot pay off everything in full, they do their best to make the minimum payment. However, if you find yourself only making...
Month: August 2021
TLC channel’s Derrico Family facing foreclosure
In Tennessee and elsewhere, many people understand what it is like to encounter financial challenges while raising their families. Whether a household includes one or more children, providing for clothing, food and lodging can be expensive. When financial trouble...
Negative equity often sparks foreclosure
If the value of a Tennessee home takes a downward spiral, it can cause equity problems for the owner. Negative equity is a real estate term referring to the value of a house that is less than the homeowner’s existing equity. In short, negative equity occurs when a...
Car repossession and bankruptcy
When a financial crisis hits, it can affect all aspects of a person’s life. Not only might it be difficult or impossible to keep up with credit card payments and make ends meet at home, a person having money problems might fall behind on auto loan payments as well....
Bipartisan bill could help students with bankruptcy
Many Tennessee college students, as well as others throughout the country, wind up facing serious financial trouble when they cannot pay back their college loans. In the past, this type of debt has typically never been dischargeable through bankruptcy, unless a...
Did your medical emergency spark credit card debt?
You may or may not be among those in Tennessee who consider themselves adept at handling finances. Even if you’re typically organized and on top of things such as paying bills on time, setting money aside in savings and living within your means, any number of issues...
Begin a free consultation:
our office location:
Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-244-0009
Fax: 423-478-1175