Divorce can offer emotional and physical freedom to Tennessee couples, but it doesn't always offer financial freedom. Two incomes are typically reduced to one, with many people facing financial challenges. Credit card debt may be an area of contention, especially if...
Month: August 2014
Which type of bankruptcy is right for overwhelming debt?
Sometimes Tennessee residents face financial challenges, whether through a job loss, unexpected expenses or overspending. This can cause overwhelming debt, which can lead to harassing phone calls from creditors. When it becomes impossible to stay afloat financially,...
How a cosigner can be affected by a loved one’s bankruptcy
When someone asks their parent, grandparent or other loved one to cosign a loan for them, they oftentimes agree. Why? Because family members usually want to help each other out in time of financial need. They don't want to see their child, grandchild, niece or nephew...
How commercial bankruptcy can help a struggling business
To many Tennessee residents, nothing can seem more devastating than having to file for bankruptcy. However, bankruptcy no longer carries the stigma that it once did. Many individuals and companies have not only survived bankruptcy, but thrived from it....
Avoid credit card debt while living together
After spending a significant amount of time together as boyfriend and girlfriend, Tennessee couples may decide to take their relationship to the next level by living together. As if that isn't challenging enough, many couples may also decide to share finances by...
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Richard Banks & Associates, P.C.
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Cleveland, TN 37311
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