It is an unfortunate fact that often a Tennessee resident will not realize that his credit card debt is out of control until he has gotten a call from a collection agency. Once a person has maxed out his card and is unable to make minimum payments on it, there may be...
Month: September 2015
Chapter 13 bankruptcy is not available for all parties
Bankruptcy law covers a myriad of different processes that individuals, both private and corporate, can use to protect themselves from the collection and repossession efforts of their creditors. Many Cleveland residents know that Chapter7 bankruptcy and Chapter 13...
Can Chapter 7 bankruptcy help me save my home from foreclosure?
Bankruptcy is not a legal remedy that many Tennessee residents are excited to pursue. It can impose burdens on a person's ability to access credit and loans for many years after the proceedings are over. It can take a long time to complete and can force a filer to...
A mortgage modification may be an alternative to bankruptcy
Even though it may seem like the national economy is rebounding, many Tennessee families live with the threat of foreclosure looming over their heads. Foreclosure is the process through which a lender, such as a bank or other loan holder, reclaims an unfulfilled and...
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our office location:
Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-244-0009
Fax: 423-478-1175