Any number of money-related or other issues can spark a financial crisis. For those in Tennessee who are struggling to stay afloat financially, there may be key issues that must be resolved if there is to be hope for a recovery. For instance, many people encounter...
Credit Card Debt
Can home equity help pay off credit card debt?
Current data shows that many people in Tennessee and elsewhere are struggling to stay afloat financially. Unfortunately, some people have already received notices of foreclosure on their homes in the mail and are hoping to explore possible options for halting the...
4 Tips to resolve post-holiday financial stress
Right about now, many people in Tennessee and throughout the country are feeling stressed because of increased debt they have incurred during the holidays. A lot of consumers have gotten into the habit of purchasing all holiday gifts and supplies on credit. They have...
Which generation carries more credit card debt?
It’s becoming more and more common for people in Tennessee and beyond to encounter financial challenges in life. Many households include one or more members who are facing substantial credit card debt. Analysts say that, overall, people in the United States have...
Did your medical emergency spark credit card debt?
You may or may not be among those in Tennessee who consider themselves adept at handling finances. Even if you’re typically organized and on top of things such as paying bills on time, setting money aside in savings and living within your means, any number of issues...
Credit card debt affects many aspects of life
Most adults in Tennessee and beyond have experienced a fluctuation in personal economic status at different stages in life. Some years may have been financially abundant while others were leaner. Fighting to stay financially afloat is a struggle with which many people...
Credit card debt and balance transfers
Many people in Tennessee and across the country are currently navigating challenging financial issues. How swiftly and completely one is able to resolve his or her financial problems depends on various factors. It is always a good idea to explore available debt relief...
Credit card debt in these difficult times
Most people in Tennessee and elsewhere probably cannot even imagine $14 trillion, the total amount of debt Americans owe. However, for some who have lost their jobs or suffered other setbacks in recent months, their credit card debt may as well be trillions of...
Credit habits may prompt a need for bankruptcy
No two Tennessee households handle their finances in exactly the same way. Some people love budgeting and are diligent and particular about the records they keep, as well as their spending habits. Others have credit card issues that, if left unresolved, may lead to...
How does the CARD Act protect Tennessee families?
It is bad enough to deal with credit card debt, particularly when someone, at the same time, also has other issues, like unemployment or mounting medical bills from a recent and unexpected procedure. It is even worse when credit card companies take advantage of their...
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our office location:
Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-244-0009
Fax: 423-478-1175