Recent statistics suggest that the Affordable Care Act, commonly known as "Obamacare," may have helped some families in Tennessee and across the country avoid bankruptcy.Over the last six years, the country has seen about a 50 percent decline in the total number of...
Month: July 2017
The right approach to Chapter 13 bankruptcy
For some people in Bradley County, Tennessee, or in other parts of the greater Chattanooga metro area, the prospect of having to file a Chapter 13 bankruptcy is not good news for a struggling family, yet the family does not have much of a choice because they make a...
Before signing up for the credit card promo, check the fine print
Many residents of Bradley County no doubt go shopping in Cleveland or in nearby Chattanooga. When they get to the checkout line, they may be offered a store credit card that includes a discount or a wonderful deal too hard to pass up. Others may get special offers...
How does the federal “means test” work?
Many people who live in Cleveland or in other parts of Bradley County, Tennessee, and who are facing financial challenges, may be frightened by the federal "means test" that is used in most family bankruptcy cases. But, residents should not fear this test.The means...
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our office location:
Richard Banks & Associates, P.C.
393 Broad Street Northwest
Cleveland, TN 37311
Toll Free: 866-596-8527
Phone: 423-244-0009
Fax: 423-478-1175