Making the choice to file for bankruptcy can be intimidating. It's not easy to decide to move forward with this process, and one of the things that may be holding you back is a fear of what this can do to your personal property. While you may have to give some things...
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How much is your credit card debt really costing you?
Like many others in Tennessee, you may rely on your credit cards for daily purchases. From buying groceries to paying medical bills, you may simply swipe your card or give your card number without giving it a second thought. However, the ease of using cards can...
When the bills for recent holiday shopping endeavors come due
Dealing with significant levels of credit card debt can be a stressful and intimidating process under any circumstance. Unfortunately, there are a variety of scenarios in which it can be all too easy to rack up high balances on your accounts, and the severity of the...
Which chapter of bankruptcy is right for your future?
Before arriving at the point where you believe that it is necessary to file for bankruptcy, you probably dealt with things such as debt collectors calling you at all hours and wage garnishment. It is not easy to arrive at the point where you believe that bankruptcy is...
Dealing with wage garnishment? Here is what you should know
When a person goes to work, he or she expects to receive full pay for the hours he or she worked. While you may have worked all of your hours and done your job completely, you may not receive all of your paycheck if there is a wage garnishment order against...
Even more lies debt collectors may tell
The federal government has taken action to ensure debt collection agencies do not infringe on your rights. The Federal Trade Commission states that debt collectors cannot call you at any time or anywhere and that debt collectors cannot contact anyone else...
Declaring bankruptcy after divorce
Getting into debt can set you back years. Once you fall behind, you may get late fees and a black mark on your credit score.Money stress is one of the leading contributors to Tennessee divorces. Thus, those deep in debt may find themselves in court dividing up assets,...
Lien stripping may help you keep your house
Your income used to be enough to live on, but lately, it seems as if you have more bills than you do paycheck. The idea of declaring bankruptcy may seem appealing, but you love your house, and losing it is just not an option. Filing Chapter 13 bankruptcy allows you to...
Avoid these 5 mistakes if you file for bankruptcy protection
If you want to get out from under your debt burden, filing for bankruptcy protection is a wise move. You want the process to go smoothly with no problems to impede success.To help you achieve that goal, here are five common mistakes to avoid. 1. Incomplete creditor...
Why is filing for bankruptcy so common in Tennessee?
Filing for bankruptcy is nothing to feel ashamed of as an individual or business owner. In fact, it is a very common occurrence in Tennessee. According to the Memphis Business Journal, Tennessee has more than double the national bankruptcy rate, at 5.17...
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