If you’ve been experiencing financial distress, you definitely aren’t alone in your struggle. Many people in Tennessee and throughout the country are in the same boat. For some, unexpected medical bills spurred a balance on a credit card that they’re unable to pay....
Bankruptcy
Restaurant owner files bankruptcy after loan problems
Small business owners in Tennessee often work their way to expansion, using profits from earlier sales to invest in new supplies, a larger building or any number of other items to help grow a business. In many cases business owners borrow money to get their companies...
Bankruptcy does not resolve all types of debt
Many people in Tennessee are struggling to stay afloat financially. In fact, throughout the country, recent years have been financially difficult for millions of people. Filing for bankruptcy is a viable option in many cases, not only to alleviate debt but to lay the...
Property owner is fighting foreclosure
While Tennessee lenders have a legitimate right to request payment on a loan, they must also adhere to the laws that govern the money-lending process. A woman who owns a 16-unit apartment building in another state is gridlocked in a legal battle with the bank who...
Inc. 5000 company files for Chapter 7
Even some of the fastest-growing companies in Tennessee and throughout the United States can unexpectedly encounter financial challenges. A sign company in another state was on the Inc. 5,000 list as a company that generated approximately $6 million in revenue. Things...
What comes after a notice of foreclosure?
Most adults in Tennessee would agree that a home is often a person’s most valuable asset. Many people know what it is like to work for years to save up enough money to put a down payment on a house. Unfortunately, many people also understand how stressful it can be to...
Landlord of 450 units files for bankruptcy
Getting out from between a financial “rock and a hard place” can be challenging for those in Tennessee and beyond who have encountered serious money problems. Every person’s financial situation is unique, especially regarding the details and events that might lead up...
3 ways to rebuild credit after bankruptcy
If you’ve been struggling to recover after a financial crisis, you’re definitely not alone, as many people in Tennessee and throughout the country have been experiencing similar issues. Perhaps you're considering viable debt relief options but are unsure how a...
Is Chapter 7 bankruptcy a viable option for you?
Are you one of many in Tennessee who are struggling to stay afloat financially? You might have reached a point where traditional means of cutting costs and increasing cash flow are no longer enough to resolve your financial problems. Perhaps you have medical debt or...
Bankruptcy is primary issue in recent lawsuit
When someone in Tennessee or elsewhere in the country runs into financial trouble, there are often multiple options to help alleviate debt. While most financial crises cannot be solved overnight, it is also true that they usually are temporary. Some people can lay the...
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Richard Banks & Associates, P.C.
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Cleveland, TN 37311
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Phone: 423-244-0009
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